Zoho Sign Aadhaar eSign: 6 Proven Fixes, Easy Setup, Real Cost

India Guide · eSignatures · Zoho Sign

Zoho Sign Aadhaar eSign: Legal Validity, Cost per Signature and Setup

Zoho Sign Aadhaar eSign lets a signer in India sign a document with an Aadhaar-based certificate after an OTP sent to the phone number linked to their Aadhaar.

This guide covers what the law allows, which documents qualify, what each signature costs in INR, how to set it up, and what to do when it fails.

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How Aadhaar eSign works in Zoho Sign. Image: Codroid Labs

Short answer

Zoho Sign Aadhaar eSign is available on all paid Zoho Sign plans for organisations on Zoho's India data centre. Each signing uses 2 Zoho Sign credits, and credits cost ₹6 each (checked 1 November 2026, taxes extra).

Aadhaar-based e-authentication is recognised under the Information Technology Act, 2000, but wills, trusts, most powers of attorney and negotiable instruments other than cheques fall outside that Act.

Note: This is a plain-language summary, not legal advice. Confirm with your lawyer before you rely on Aadhaar eSign for any specific document.

How Does Aadhaar eSign Work in Zoho Sign?

In short: The signer picks Aadhaar eSign, enters an Aadhaar number or Virtual ID, gets an OTP on the Aadhaar-linked phone, and the document is signed with an Aadhaar-based certificate.

HR and legal teams ask the same questions in public forums: is an Aadhaar signature as good as ink, what does each one cost, and why did the OTP never arrive?

The Aadhaar eSign process in Zoho Sign has four steps, per Zoho's Aadhaar eSign page:

  1. The signer opens the signing link and fills in the fields as usual.
  2. From the Sign via dropdown, the signer picks Aadhaar eSign and clicks Proceed to move to the licensed eSign provider's page.
  3. The signer enters an Aadhaar number or Virtual ID and clicks Get OTP; the OTP goes to the phone registered with that Aadhaar.
  4. The signer enters the OTP and clicks Perform eSign to finish.

Zoho says the integration is provided with a licensed eSign service provider, that Aadhaar number, Virtual ID and OTP are not stored, and that signed documents carry an embedded timestamp. Zoho Sign Aadhaar eSign is ideal for external signers, per its Aadhaar eSign help.

To verify a signed file, open the signature properties, click Show Signer's Certificate, then check Name under Details. It shows the name registered with Aadhaar.

In short: The IT Act recognises Aadhaar-based e-authentication, but some documents are outside the Act and others need stamping or registration.

In plain words, three parts of the Information Technology Act, 2000 matter here:

  • Section 3A lets a person authenticate an electronic record with a reliable electronic signature technique listed in the Second Schedule.
  • The Second Schedule lists e-authentication using Aadhaar or other e-KYC services, leading to a Digital Signature Certificate from a licensed certifying body. Zoho Sign Aadhaar eSign follows this route.
  • The First Schedule lists documents to which the Act does not apply at all, so no electronic signature works for them.

Zoho's release notes say documents signed this way carry a recognised form of signature under Section 3A. The same Zoho page calls it legally equivalent to a handwritten signature.

Legal validity is not the whole story. Many agreements also need stamp duty, and some need registration. Zoho Sign offers stamp duty payment (eStamping) for several states, per its eStamping page.

Documents You Can and Cannot Sign Using Aadhaar Based eSign

In short: Most business contracts work; negotiable instruments (other than cheques), powers of attorney, trusts and wills are excluded, with narrow exceptions.

Zoho Sign Aadhaar eSign is only as valid as the document allows. Use this table as a first filter, then confirm with your lawyer. We can also share it as a file on a short call; there is no download on this page.

Document typeAadhaar eSign?Why (plain words)
Offer letters, NDAs, HR policy acknowledgementsGenerally yesOrdinary electronic records under the IT Act
Vendor, service and sales agreements, POs, quotationsGenerally yesCheck if the agreement needs stamp duty first
Account opening, loan and insurance formsGenerally yesZoho lists these among Aadhaar eSign use cases
Negotiable instruments other than chequesNo (narrow exceptions)First Schedule; exception for certain notes and bills involving entities regulated by RBI, SEBI, IRDAI, NHB or PFRDA
Powers of attorneyNo (narrow exception)First Schedule; exception for PoAs that empower such regulated entities
TrustsNoFirst Schedule
Wills and other testamentary dispositionsNoFirst Schedule
Sale or conveyance of immovable propertyCheck carefullyRemoved from the First Schedule in 2022, but stamping and registration laws still apply
Documents needing registration or physical stampingCheck carefullyOther laws decide; e-stamping may help in some states

The 2022 change came through a central government notification amending the First Schedule; we cite it by description only. Your lawyer can confirm the current position for your state and document.

Zoho Sign Aadhaar eSign Cost per Signature (INR)

In short: Each Aadhaar eSign uses 2 Zoho Sign credits; credits cost ₹6 each in packs of 500, on top of a paid plan.

Zoho's credits page lists signing via Aadhaar eSign at 2 credits per signing activity. Zoho's pricing page sells credits in packs of 500 at ₹6 per credit. GST is extra.

Item (checked 1 November 2026)INRNotes
One Zoho Sign credit₹6Bought in packs of 500 (₹3,000 per pack); no expiry
One Aadhaar eSign signing₹122 credits per signing activity
Standard plan₹650 / user / month (yearly) or ₹800 (monthly)Paid plan needed for Aadhaar eSign
Professional plan₹1,000 (yearly) or ₹1,200 (monthly)Per user per month
Enterprise plan₹1,300 (yearly) or ₹1,600 (monthly)Per user per month

Example only, credits alone, before GST:

Signings per monthCredits usedCredit costPacks to keep in stock
50100₹6001 pack lasts 5 months
250500₹3,0001 pack per month
1,0002,000₹12,0004 packs per month

Enterprise plans get complimentary credits (50 per user per month, up to 2,500), but Zoho's complimentary credits chart covers bulk send, SignForms and automations, and does not list Aadhaar eSign. Budget paid credits for Zoho Sign Aadhaar eSign.

Tip: a simple rule of thumb is credits needed = Zoho Sign Aadhaar eSign signings per month x 2. Add a buffer for re-sends.

Aadhaar eSign Process: Setup for Senders and Signers

In short: An admin turns on Aadhaar eSign under Settings > Integrations; senders can make it the only allowed method per recipient.

For the admin (one time)

  1. Make sure the organisation is on a paid Zoho Sign plan in Zoho's India data centre.
  2. Go to Settings > Integrations and toggle Aadhaar eSign to ON (admins only).
  3. Buy credits under Settings > Admin > Subscription details, and set low and critical credit reminders.

For the sender (each document)

  1. Upload the document or pick a template, and add recipients.
  2. Click Customize on a recipient and choose the allowed digital signature providers; select only Aadhaar eSign to make it mandatory.
  3. Place the signature and other fields, then send.

Zoho's release notes confirm senders can enable or disable signature providers for each recipient. That is how you make Zoho Sign Aadhaar eSign compulsory for one signer and optional for another.

For the signer

For Zoho Sign Aadhaar eSign, the signer needs an Aadhaar number or Virtual ID and the phone registered with Aadhaar at hand. Zoho says residents of India and non-resident Indian citizens can use it.

Aadhaar eSign Not Working? 6 Fixes in Zoho Sign

In short: Most failures come from a disabled integration, an OTP phone the signer cannot reach, a non-Aadhaar signer or empty credits.

#SymptomLikely causeFix
1Aadhaar eSign missing from Sign viaIntegration off, free plan, or not on the India data centreAdmin turns it on in Settings > Integrations on a paid plan
2OTP never arrivesOTP goes only to the phone registered with AadhaarSigner uses that phone, or the sender allows another method
3Signer has no AadhaarForeign signer or no AadhaarAllow Zoho Sign's default signature for that recipient
4Signing blocked for creditsCredit balance is zeroBuy a 500-credit pack; set low-balance reminders
5Name on certificate differsCertificate uses the Aadhaar-registered nameMatch names in the document to Aadhaar records
6Signer used the wrong methodAll providers were allowedRestrict that recipient to Aadhaar eSign only

When Zoho Sign Aadhaar eSign fails, causes 1, 2, 4 and 5 come straight from Zoho's help and credits pages. If none of these fit, keep the document ID and contact Zoho support or your Zoho partner.

What to Compare in Any E-Signature Tool for India

In short: Compare any e-signature tool on Indian signing methods, stamping, cost per signature, audit trail and integrations.

Evaluating options? Use this vendor-neutral checklist rather than brand comparisons. It is the same list we use before setting up Zoho Sign Aadhaar eSign for a client.

CheckWhy it matters in India
Aadhaar eSign and DSC supportCovers both OTP signers and certificate holders
Stamp duty paymentMany agreements need stamping before signing
Cost per signature in INRCredits or per-envelope fees add up at volume
India data residencyAadhaar eSign in Zoho Sign needs the India data centre
Audit trail and certificate of completionEvidence if a signature is disputed
Per-recipient signing rulesForce Aadhaar eSign only where needed
Integrations with CRM, HR and finance appsRemoves manual uploads

For CRM workflows see Zoho CRM integration with Zoho Sign; for contract management see top Zoho Contracts features.

Whichever tool you pick, test it with a real signer, a real phone and a real contract before rollout. For Zoho Sign Aadhaar eSign, one test signing costs just 2 credits.

How Codroid Labs Sets Up Zoho Sign Aadhaar eSign for Teams

Codroid Labs is a Zoho Partner and a Zoho AI Enabled Partner, recognised by Zoho after the AI Accelerator Series 2026. As a Zoho Partner, Codroid Labs sells Zoho licences and provides implementation, customisation, migration and AMC support.

Based in New Delhi, we work with businesses across India remotely: templates, recipient rules, credit planning and CRM or HR integrations for Zoho Sign Aadhaar eSign. Start with our Zoho Sign guide.

Related: Zoho Sign blockchain timestamping, PAN, GST and Aadhaar verification and HR automation. Book a call, phone +91 7838402682 or email team@codroiditlabs.com.

Quick Answers

How many credits does Zoho Sign Aadhaar eSign use?

2 Zoho Sign credits per signing activity.

Which plans include it?

All paid plans, for organisations on the India data centre.

Can I sign a will with it?

No. Wills are in the IT Act's First Schedule.

Does Zoho store Aadhaar numbers?

Zoho says Aadhaar number, Virtual ID and OTP are not stored.

Zoho Sign Aadhaar eSign: FAQs

Is Zoho Sign Aadhaar eSign the same as a handwritten signature?

Zoho describes it as legally equivalent for documents covered by the IT Act. Excluded documents and stamping rules still apply.

Can signers use a Virtual ID instead of the Aadhaar number?

Yes. Zoho's help says the signer can enter the Aadhaar number or Virtual ID.

Do my own staff need credits to sign?

Credits are used per signing activity, whoever signs. Zoho calls Zoho Sign Aadhaar eSign ideal for external signers.

Is Aadhaar eSign available on the free plan or trial?

Zoho lists it for paid plans. Trial documents carry a watermark, per the pricing FAQ.

Can I force a signer to use Aadhaar eSign?

Yes. Restrict that recipient to Aadhaar eSign in the recipient settings.

Do credits expire?

Purchased credits do not expire, per Zoho. Complimentary credits expire monthly.

Can I pay stamp duty in Zoho Sign?

Zoho Sign offers eStamping for several Indian states, using credits.

How do I prove a document was Aadhaar-signed?

Open the signer's certificate in the signed PDF and check the name under Details.

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Zoho references (checked 1 November 2026)

Legal references are cited by name only: Information Technology Act, 2000 (Section 3A, First Schedule and Second Schedule).